Make Payments.
However, Whenever.

Send, receive, spend money and pay bills with just your phone number.
Carry-out transactions with or without a bank account, whether online or offline.

Eyowo in Action

Stay safely connected to your money and make payments anywhere in Nigeria 24/7.

No sign up gimmicks. You are already our customer and you did all this without having to be connected to the internet. Well done!

How it Works

Transfer and receive money using just a phone number. You can also fund bank accounts, pay bills and request payments. Make cardless withdrawals from ATMs anywhere in Nigeria.

For Everyone

Transfer or receive money directly on your phone.

Send money from Eyowo to your bank account and vice versa.

Pay bills, discover businesses and pay for your favourite items conveniently and securely.

For Business

Gain more brand visibility by listing your business on our Merchant app. You can also reach a targeted audience in your industry and boost sales using Nearby.

Conveniently request and accept payments on a secure platform.

Download Eyowo for Business

For Kiosk

Kiosks provide cost services such as Eyowo Funding, Cash Out, Funds Transfer, Bills Payment and Airtime Recharge.

As a Kiosk, you will earn commissions when you render these services to banked and unbanked users.

Why We Do What We Do

This payment solution aims to cater for the financial demands of the unbanked while simplifying payment and billing procedures for the banked.

Our ultimate aim is financial inclusion for millions of Nigerians who have phone numbers but no bank accounts.

Experience Eyowo On Mobile

Take Eyowo with you. Download Eyowo For Everyone, For Business and For Kiosk on the App Store and on Google Play Store.