No matter the size of your ambition, achieve your financial goals.

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Put a lump sum in your safe or put money daily, monthly or weekly. We’ll auto-debit your account so you can reach your goals faster.

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Earn up to 13% interest per annum when you lock a lump sum for a long term. You will lose your interest if you break your savings before maturity date.

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Your cash immediately you need it. No penalties, just interest.

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Fund your safe from your Eyowo account or your debit card.

Frequency

Interest

Withdrawals

Save

No questions to ask when you send money. 
Just send it to their phone number. 


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A simple and contactless way to pay. Each account has a unique Eyowo QR code so you just scan, pay, and go. No questions to ask. Just scan, pay and go. Nothing to hype. Just give it a try.

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Whether they are on Eyowo or not. Doesn’t matter, you can make a phone transfer to anyone.
Just Eyowo it!

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If Eyowo can’t get the money to the destination instantly, no one can. We mean it.

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Transparency begets trust. We follow the money and keep you posted at every stage of the transaction.

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Schedule payments to be made later on a particular time of the day, week or month. Set it up once and never worry about it again.

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Pay multiple people at once. Just tell us who to pay and how many people to pay. We’ll handle the rest

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Stay on top of your bills with Eyowo and never run out of airtime, data and so much stuff.

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We’ll show you who you send the most money to. Probably who you love.



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Whenever you exceed your limit, you’ll be asked if you want to proceed or not.

Phone or Bank

Touchless

Schedule

Spilt

Bills

Insight 

Spend Money

Yes your phone number without the first zero is your account number. For instance 0818-888-8888

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Set the amount you want to collect and leave the rest for Eyowo to handle. You can also let the payer pay you whatever amount they want.

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Ask for money instantly by sharing your phone or bank details. We’ll notify you immediately you get paid. Bye to delayed and scam alerts. You can find Eyowo as a destination bank in all the commercial bank apps in Nigeria.

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Spare yourself the need to share your account details all the time. Just send a request to their phone number.

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Not to worry! We’ll automagically send them a payment link instead. They don’t need an Eyowo account to send you money.

Bank Account

Payment Link

Request

Receive Money

Tell us how much you want to spend and we’ll hold you accountable

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All in one tools to help you manage your spending like a pro. Start right away.

We’ll give you a heads up when you’re getting close to your limit.

Food, clothes, drinks, bills? We’ll show you exactly where your money is going.

We’ll show you who you send the most money to. Probably who you love.

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Controls

Insight

Spend Controls

It's easy to open a business account with Eyowo to keep your personal and company finances separate. Effortlessly manage and track your spending for both accounts in a single bank.

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On Eyowo, your phone number is your account number. Just take out the first zero. Save yourself time by cutting out long hours in a banking hall. 

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Manage both your personal and business accounts from one app. Easily switch between both accounts for a smoother experience. Track your spending and be notified of any activity for both accounts, all from your Eyowo app.

With just your phone number, we’ll get you set up in no time. No extra documents, phone calls or long wait.

With your eyowo business account, you can quickly set a settlement account and receive money fast with no extra markup fees.

Spend Money

Receive Money

Account

Save

Spend Controls

Spend Money

Receive Money

Account

Save

Spend Controls

Spend Money For You

Spend Money For You

Send money to any phone number instantly

Instant & free to friend and family

Get money to any bank account instantly

Ready. Set. Go.

Touchless payments for a touchless world

Send now.
Deliver later.

Pay your squad.
Pay your family.

Buy airtime, data & settle your bills like a boss

Insights to master your money

Your alter-ego looking out for you

We go where your dreams lead us.

Features

About

Help

Spend Money

Receive Money

Account

Save

Spend Controls

Spend Money

Receive Money

Account

Save

Spend Controls

About Us

Xpress

Help Center

Status Page

Spend Money For You

Spend Money For You

Send money to any phone number instantly

Instant & free to friend and family

Get money to any bank account instantly

Ready. Set. Go.

Touchless payments for a touchless world

Send now. Deliver later.

Pay your squad. Pay your family.

Buy airtime, data & settle your bills like a boss

Insights to master your money

Your alter-ego looking out for you

We go where your dreams lead us.

Features

About

Help

Send now.
Deliver later.

Pay your squad.
Pay your family.