No need to ask questions when you want to send money to anyone. Just send it to their phone number. 

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With Eyowo, transactions are safe for your customers and employees. Simply have customers scan your QR code with their phones even through a transparent shield.

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You can make bank transfers to your employees, vendors, etc. But have you tried making phone transfers? It’s fast. It’s secure. It’s free

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If Eyowo can’t get the money to the destination instantly, no one can. We mean it.

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Transparency begets trust. We follow the money and keep you posted at every stage of the transaction.

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Schedule payments to be made later on a particular time of the day, week or month. Set it up once and never worry about it again.

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Pay multiple people at once. Just tell us who to pay and how many people to pay. We’ll handle the rest

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Stay on top of your bills with Eyowo and never run out of airtime, data and so much stuff.

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Salaries, tax, operations? We’ll show you exactly where your money is going.

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We’ll show you who you send the most money to. Vendors, employees, e.t.c.

Phone or Bank

Touchless

Schedule

Split

Bills

Insight

Spend money

Simply insert Eyowo as the recipient bank, then insert your phone number without the first zero as your account number. Easy peasy!

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Collect your money for every sale without stress. No calls. No text. Just send them your eyowo.me link and receive your money instantly. Share via Instagram, twitter, whatsapp, slack, SMS, etc.

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Ask for money instantly by sharing your phone or bank details. We’ll notify you immediately you get paid. Bye to delayed and scam alerts.

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Spare yourself the need to share your account details all the time. Just send a request to their phone number.

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Not to worry! We’ll automagically send them a payment link instead. They don’t need an Eyowo account to send you money.

Bank Account

Payment Link

Request

Receive Money

Set your company budget across expense categories and we’ll hold you accountable.

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All in one tools to help you manage your spending like a pro. Start right away.

We’ll give you a heads up when you’re getting close to your limit

Whenever you exceed your limit, you’ll be asked if you want to proceed or not.

Controls

Notifications

Spend Controls

No matter the size of your ambition, achieve your financial goals.

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Put a lump sum in your safe or put money daily, monthly or weekly. We’ll auto-debit your account so you can reach your goals faster.

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Earn up to 13% interest per annum when you lock a lump sum for a long term. You will lose your interest if you break your savings before maturity date

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Got a business emergency or an urgent expense? Get your cash immediately you need it. No penalties, just interest.

Frequency

Interest

Withdrawal

Save

It's easy to open a business account with Eyowo to keep your personal and company finances separate. Effortlessly manage and track your spending for both accounts in a single bank.

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On Eyowo, your phone number is your account number. Just take out the first zero. Save yourself time by cutting out long hours in a banking hall. 

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Manage both your business and personal accounts from one app. Easily switch between both accounts for a smoother experience. Track your spending and be notified of any activity for both accounts, all from your Eyowo app.

With just your phone number, we’ll get you set up in no time. No extra documents, phone calls or long wait.

With your eyowo business account, you can quickly set a settlement account and receive money fast with no extra markup fees.

Multiple Accounts

Instant Accounts

Settlement

Account

We protect your money with military-grade security and fraud systems. We’re PCI-DSS Level 1 Certified.

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We work to protect you from identity fraud when you join Eyowo. So that we know it’s really you, we ask for BVN + government-issued ID featuring your photo.

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If you lose your card, you can block your card in-app instantly to stop anyone else from using it.

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All your card information is securely stored in your app to keep your money safe. No PAN, No Expiry date. No CVV to guarantee that extra layer of security when shopping.

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We monitor our state-of-the-art tech infrastructure around the clock — that’s 24 hours a day, 7 days a week. You can also reach out to us anytime. Just hit Get help Now

Spend Money

Receive Money

Account

Save

Spend Controls

Spend Money

Receive Money

Account

Save

Spend Controls

Security and compliance For Business

Security and compliance For Business

Security is at the heart
of what we do

Protect the real you

All of the access none of the dangers

Go Incognito

We’re PCI-DSS level 1 Certified.

Top-notch security

Feel protected 24/7

We go where your dreams lead us.

Features

About

Help

Spend Money

Receive Money

Account

Save

Spend Controls

Spend Money

Receive Money

Account

Save

Spend Controls

About Us

Xpress

Help Center

Status Page

Security and compliance For Business

Security and compliance For Business

Security is at the heart of what we do

Protect the real you

All of the access none of the dangers

Go Incognito

We’re PCI-DSS level 1 Certified.

Top-notch security

Feel protected 24/7

We go where your dreams lead us.

Features

About

Help

Security is at the heart
of what we do